My PCP Check guide

PCP mileage projection

Project your likely end mileage and potential excess-mileage exposure.

The full checker uses agreement progress to project your end mileage, then compares this with the total contracted allowance and your entered pence-per-mile rate.

Driving patterns change, so treat projections as a planning estimate rather than a final charge.

Use the full PCP Position Checker →

Important: general information only. Your agreement and circumstances matter. Confirm figures and rights with your finance provider and seek appropriate advice where needed.

How the mileage projection works

The tool assumes your future driving continues at the same average pace as the agreement so far. It compares projected full-term mileage with the contractual allowance. This makes it useful for an early warning, not as a prediction.

Use the pence-per-mile rate from your agreement

If you enter the excess-mileage rate, the calculator multiplies projected excess miles by that rate. Actual charges depend on the odometer at return and the lender’s contract terms.

Condition is separate

Excess mileage and vehicle condition are different return issues. A car can be within mileage but still have chargeable damage, or be in good condition but over mileage.

Read the full excess-mileage guide and fair wear and tear guide.