Terms

Information, not advice

My PCP Check provides general UK information and mathematical estimates. Nothing on the site is personalised financial, legal, debt or credit advice, and the site does not recommend a lender, finance product or particular course of action.

Your agreement controls

PCP agreements differ. Your signed credit agreement, current lender quotations and applicable law take priority over examples or estimates shown here. Confirm settlement figures, voluntary-termination rights, charges and return requirements with the finance provider before acting.

Calculator limitations

Vehicle values can change; mileage projections assume a straight-line pace; remaining scheduled cost is not an early-settlement quotation; and estimated VT progress does not decide statutory eligibility. See the Methodology page for the formulas and exclusions.

No lender or broker relationship

My PCP Check is not a lender, broker, dealer or claims-management company and does not arrange finance. Use of the site does not create a financial-services client relationship.

External sources and links

We link to third-party sources for convenience and evidence. We do not control those websites and cannot guarantee that an external page will remain unchanged or available.

Availability

We aim to keep the site accurate and available but do not guarantee uninterrupted access. Features, formulas and content may be changed to correct errors or reflect updated guidance.

Last reviewed: 5 September 2026